I have no idea what made England decide to go down this silly road - they certainly weren't going with the flow, nor do I have any doubt that it will need rethinking once it becomes patently obvious that the majority of loans will never be repaid but given my children are in the 'guinea pig' age-group, attempting to avoid Scotland being forced into introducing this (reduced block grants and all that) will be top of my list of reasons for voting 'yes' this September...
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